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Personal Finance Management is a process of Financial Stability, Debt Reduction, Wealth Building, Emergency Preparedness, Retirement Planning.

• Emergency Preparedeness – Creating an emergency fund established through effective Personal financial Management provides a safety net during unexpected situtations
• Debt Reduction – It helps you in reducing and Managing the Debt efficiently, leads to Improved Financial Health.
• Financial Stability, Managing Personal Finance effectively, ensures stability in saving and investing wisely.
• Wealth building – By investing and employing your hard-earned money to create wealth over the period.
• Retirement Planning– It Enables to think clearly and secure your Future